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All businesses that employ at least one person are legally required to have Employer’s Liability Insurance.
These days, many people are not afraid to seek compensation. No win - no fee advertisements encourage claims, and businesses need to protect themselves against liability claims that could run into millions of pounds. In addition, you could be held personally responsible and even face criminal charges if found negligent.
Adequate insurance is therefore not a luxury - it is an absolute necessity.
It can provide the reassurance of financial protection for you, your family, and your business associates.
A Life Assurance policy pays out a sum of money when the person who is covered by the plan dies. The money is intended to pay off any outstanding debts and support your dependants financially by providing them with a further lump sum or a regular income if you die.
Please be aware that this type of assurance is based on an assessment of the health of the applicant.
THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
It enables you to minimise the effects of unexpected and often unwelcome future events and helps you to organise your personal and business life with greater confidence.
Most people will be aware that Health Insurance can cover the cost of private medical treatment for any acute conditions you may suffer in the future. However, there are a number of other types of health-related insurance policies which are worthy of serious consideration including critical illness and income protection cover.
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[Company Name], 192B Station Road, Edgware, Middlesex, HA8 7AR
Registered office address: {Reg Address 1}, {Reg Address 2}, {Reg City}, {Reg County}, {Reg Postcode}
Registered in England and Wales under reference {Reg No}
[Company Name] is an appointed representative of <Network Name>, which is authorised and regulated by the Financial Conduct Authority.
<Network Name> is entered on the Financial Services Register (www.fca.org.uk/register) under reference {Network FCA Reference No}.